Information

Different states-Different laws

You will need to find out what the bankruptcy laws in your state consist of. The best way to do this is to hire an attorney who specializes in bankruptcy, or look your state's bankruptcy laws up in the library or on the Internet.

Order your credit reports

Your credit reports will give a clear picture of where you are financially and aid you in deciding whether or not to file. They also alert you to any incorrect information or identity theft on your records. You can get instant access to your report and free credit scores at www.gofreecredit.com.

Bankruptcy fraud

Bankruptcy fraud is an important reason to check your credit reports. According to the FTC (Federal Trade Commission) nearly 25 million adults - 11.2 % of the adult population - have been victims of identity fraud. Bankruptcy fraud is one of the types of fraud the FTC investigates. Criminals steal credit cards, max them out, and then file bankruptcy in the victim's name. Read more >>

Bankruptcy Law

Unemployment, large medical expenses, marital problems, seriously overextended credit and other large unexpected expenses can wreak havoc on a family budget, sometimes damaging it beyond repair. In cases like these, the law provides a financial lifesaver in the form of bankruptcy. Bankruptcy is a voluntary petition for relief by a debtor who is considered legally insolvent. However, since no two debtors' situations are the same, several different types of bankruptcy are available. Read more >>

Business Bankruptcies

Businesses can experience crippling debt, making it impossible for them to continue doing business. In such cases, companies may choose relief through either Chapter 7 or Chapter 11 bankruptcies. Read more >>



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